You see many advertisements for car, truck, or motorcycle accident attorneys in Kentucky promising to, “get you the compensation you deserve.” However, nothing is mentioned about the insurance companies or policies from where this money comes. Lawyers and most sophisticated clients know that the money will come from the insurance company for the party at fault for the accident if he or she has one and from the injured party’s insurance company if he or she doesn’t. But simply because an accident attorney knows where to get the money doesn’t mean they know how.
Many accident attorneys will settle your claim with the insurance company without knowing what your case is worth. They may demand entirely too much or even worse, seek to settle your case for too little. Some might not even be able to describe to their client’s why they think you should settle for a particular amount offered by the insurance company. If the insurance company refuses to pay due to some policy exclusion or coverage defense, then that attorney may be unsure how to fight for you to make sure that the insurance company is being fair.
Make sure that your car, truck, or motorcycle accident attorney knows insurance law and understands insurance policies, their specific coverages, and exclusions to coverage. Retain an experienced car, truck or motorcycle accident attorney with a proven record of handling injury claims and one with knowledge of insurance companies and their practices and procedures. Don’t get less or worse nothing, because your Kentucky accident attorney doesn’t know insurance law.